Advantage Merchant Funding

Working capital that keeps business moving.

Access flexible business funding through a streamlined application, a responsive review process, and a team focused on helping you understand the options available to your business.

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Online application Soft credit pull for prequalification Three months of business bank statements

BUSINESS CAPITAL REQUEST Your business. Your next move.

Simple Process

Tell us how much capital your business needs Built around your request

STEP 01 Apply online

STEP 02 Business review

STEP 03 Review options

PREQUALIFICATION Initial credit review uses a soft pull. The current Advantage application states that the prequalification credit inquiry will not affect your credit score.

WORKING CAPITAL MERCHANT CASH ADVANCE BUSINESS FUNDING GROWTH CAPITAL RESPONSIVE SUPPORT WORKING CAPITAL MERCHANT CASH ADVANCE BUSINESS FUNDING GROWTH CAPITAL RESPONSIVE SUPPORT

PROVEN FUNDING EXPERIENCE

More than $90 million in business funding and counting.

Capital for operating needs, growth opportunities, equipment, inventory, payroll, and the next move your business is ready to make.

$0+ Funded

APPLICATION Start online Submit your business and owner information directly through the Advantage application.

DOCUMENTS Keep it focused The current application requests the last three months of business bank statements.

REVIEW Business focused Funding decisions depend on your business profile, documentation, and final review.

SUPPORT Real communication Connect with the Advantage team when you need help understanding the process.

BUSINESS FUNDING OPTIONS

Capital should fit the need in front of you.

Advantage offers multiple business funding paths so you can explore the structure that makes the most sense for your current needs.

MERCHANT CASH ADVANCE

Working capital based on future business receivables.

Receive capital upfront in exchange for an agreed amount of future receivables. This can provide businesses with faster access to working capital outside of a traditional bank loan structure.

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BUSINESS LOANS

Financing for planned business needs.

Explore available business loan options for equipment, expansion, operating expenses, and other business priorities.

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LINE OF CREDIT

Flexible access when timing matters.

Explore revolving access to capital for changing expenses, planned purchases, and short term business needs.

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BUILT FOR REAL BUSINESSES

Capital follows the needs of the business.

Inventory, staffing, equipment, expansion, repairs, and cash flow needs look different in every industry.

Construction

Restaurants

Retail

Logistics

INVENTORY PAYROLL EQUIPMENT EXPANSION OPERATING CAPITAL INVENTORY PAYROLL EQUIPMENT EXPANSION OPERATING CAPITAL

MERCHANT CASH ADVANCE

Know what you are applying for.

A merchant cash advance is a purchase of future receivables rather than a traditional term loan. The business receives capital upfront and agrees to deliver a specified amount of future receivables under the terms of the agreement.

Designed for working capital Use funds for legitimate business needs such as inventory, payroll, repairs, equipment, or expansion.

Business performance matters Review focuses on the business profile and financial information provided during the application process.

Terms should be reviewed carefully Understand the purchased amount, remittance structure, and agreement before accepting funding.

Ask questions The right funding decision starts with understanding the structure and how it fits your business.

HOW IT WORKS

A clear path from application to decision.

No oversized promises. Just a straightforward process built to gather what is needed, review the business, and present available options.

Apply online

Tell us about the business, ownership, and the amount of capital you are seeking.

Provide statements

Submit the recent business bank statements requested through the application.

Business review

Your business profile and documentation are reviewed to determine available options.

Review the offer

Understand the structure, ask questions, and decide whether the available funding fits your business.

WHY ADVANTAGE

A funding partner should make the process easier to trust.

Business owners should know what they are submitting, what is being reviewed, and what comes next. Advantage is positioned around a simple application, responsive support, and a clear path through the funding process.

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01 Clear expectations Know what documents are requested and what the process is designed to review.

02 Responsive support Have a real place to go when you need help understanding the next step.

03 Multiple funding paths Explore merchant cash advance, business loan, and line of credit options.

04 Business first perspective Capital is positioned around business needs rather than generic personal lending.

FOR ISOS AND REFERRAL PARTNERS

A partner program built for visibility and support.

Advantage currently promotes flexible commission structures, weekly automated reporting, and portal access for ISOs, merchants, and syndicates.

Flexible commission structures Weekly automated reporting ISO portal access Merchant portal access Syndicate portal access

Build with Advantage

Review the partnership program or continue directly to the existing ISO partnership application.

Explore Partnership Start Partner Application

COMMON QUESTIONS

Straight answers before you apply.

If you need help with the funding process, application, or partnership program, the Advantage team is available to help.

The current application requests business information, owner information, the amount of capital needed, and the last three months of business bank statements, along with information and consents required for review.

The current application states that the initial prequalification inquiry is a soft credit pull and will not affect your credit score. Additional actions may apply if you choose to proceed with an offer.

Advantage currently presents Merchant Cash Advance, Business Loans, and Line of Credit options through its funding page.

Review the Advantage partnership page first, then continue to the existing partner application when you are ready to submit your information.

A merchant cash advance is generally structured as a purchase of future receivables rather than a traditional term loan. It is important to review the structure and agreement carefully before moving forward.

Businesses often use working capital for inventory, payroll, equipment, repairs, expansion, and general operating needs. The right use depends on the business and the funding structure being considered.

Advantage presents business funding solutions for a wide range of industries. Review is based on the business profile, documentation provided, and the type of funding being explored.

Many businesses have revenue that changes over time. The best next step is to apply and provide complete documentation so the business profile can be reviewed accurately.

No. Approval depends on the business profile, supporting documents, review findings, and final funding criteria.

If additional information is needed during review, the Advantage team can request the documents or details required to continue evaluating the file.

Yes. You should ask questions and make sure you understand the funding structure, agreement terms, and payment expectations before accepting any offer.

Review the amount being provided, the total amount to be delivered under the agreement, the remittance structure, and any other terms that affect your business.

The current experience begins online through the Advantage application, and much of the process can be handled digitally depending on the file and documentation required.

Yes. If you need help understanding the process or your options, you can reach out through the current Advantage contact page and connect with the team directly.

READY TO EXPLORE YOUR OPTIONS

Start with the business. Then find the right capital.

Tell Advantage what your business needs and begin the review process through the current online application.

Quick Apply Now View Funding Options