Advantage Merchant Funding: Privacy and Security Policy
Advantage Merchant Funding LLC, (d/b/a Advantage Merchant Funding) and its subsidiaries and affiliates (collectively, “Advantage Merchant Funding,” “we,” “us,” or “ours”), is committed to safeguarding the privacy of your personal information. We have implemented stringent policies to ensure the protection of your data while providing you with access to our website (“the Site”) and the services offered by Advantage Merchant Funding (“the Services”). This policy outlines our practices regarding the collection, use, and protection of your personal information. Please note that this policy may be subject to periodic updates, and it is your responsibility to review it periodically for any changes. This policy is also an integral component of Advantage Merchant Funding Terms of Use and Registration Terms.
Information Collection
We collect various types of information from you when you register for our services. This information may include, but is not limited to, your name, email address, mailing address, phone number, social security number, and bank account details. Additionally, we gather data regarding our transactions and interactions with you, including your payment history. We may also obtain information from third-party websites or applications, as specified further in this policy. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes.
Use of Collected Information
The information collected from you serves several purposes, including but not limited to:
- Compiling, analyzing, and utilizing your information in both personally identifiable and aggregated, non-personally identifiable forms.
- Operating, maintaining, and enhancing our Services to provide you with optimal service.
- Verifying your identity and registering you as a user.
- Conducting background checks and determining your eligibility for funding.
- Processing, servicing, and collecting financing transactions if you are approved for funding.
- Personalizing your experience and improving customer service.
- Developing and enhancing our website based on feedback and information received from you.
SMS Privacy Policy and Right to Opt-In/Out
By providing your phone number, you consent to receive SMS messages from Advantage Merchant Funding regarding your account, application status, and promotional offers. Message and data rates may apply. Message frequency may vary based on your interaction with our services.
You may opt out of receiving SMS messages at any time. To stop receiving messages, reply “STOP” to any SMS from us. You will receive a confirmation message, and no further SMS communications will be sent. To opt back in, reply “START” or contact our support team.
We respect your privacy and will not sell, rent, or share your phone number or SMS data with third parties for marketing purposes. Your information is used solely for communication related to our services.
For assistance, reply “HELP” to any message or contact our support team directly. Review our full Privacy Policy for more details.
Security Measures
Advantage Merchant Funding places paramount importance on security and has implemented a comprehensive set of practices, technologies, and policies to ensure the security of your data. We employ state-of-the-art Internet security technology, including Secure Socket Layers (SSL) encryption, to safeguard all information transmitted through our website. Access to your personal information is restricted to authorized personnel only, who are required to maintain confidentiality. Additionally, we have established physical, electronic, and managerial procedures to prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information. Advantage Merchant Funding has also obtained SOC2 Type 2 compliance from an external certified auditor and has a dedicated security team to address any security concerns promptly.
Use of Cookies
We utilize tracking technology, such as cookies, to enhance the user-friendliness, efficiency, and security of our website. Cookies are small text files stored on your device by your browser, which are primarily used for session management and do not contain harmful viruses. You have the option to configure your browser settings to accept or reject cookies as desired.
Information Disclosure
We may share your personal information with trusted business partners who assist us in operating the Site, conducting business, or servicing your account, provided they agree to maintain confidentiality. Additionally, we may disclose your information to third parties as required by law or in situations where disclosure is necessary to protect our rights, property, or safety, or to investigate fraud. We do not sell personal information to third parties without your prior consent, except to service providers performing functions on our behalf.
Third Party Services and Data Retention
By using our Services to log in to third-party platforms, you authorize us to receive information from your personal profile on those platforms. We may retain this information to enforce our policies and terms even after you have logged out from our Services.
DMV Information
We may collect information from state departments of motor vehicles (DMVs) to verify the accuracy of information provided by you. Any DMV information collected is redisclosed only for permitted uses, including collection purposes.
Your Privacy Rights
If you are a California resident, you have certain rights under California law regarding your personal information, including the right to know what information we collect, the right to delete your information, and the right to opt-out of the sale of your information. For more information on how to exercise these rights, please refer to our Privacy Policy or contact us directly.
Notice of Right to Opt-Out
We do not currently sell your personal information. However, you have the right to direct us not to sell your personal information in the future. To opt-out of such sales, please contact us using the provided contact information.
Governing Law
This policy is governed by the laws of the State of New Jersey, without regard to conflicts of laws. By using our Site, you consent to the terms outlined in this policy.
Your Consent
Your use of our Site constitutes your acceptance of our Privacy and Security Policy. Any changes to this policy will be posted on our website, and your continued use of the Site after such changes indicates your acceptance of the updated policy.
Effective Date
This Privacy and Security Policy is effective as of March 15, 2024.
For further inquiries or concerns regarding this policy, please contact us using the provided contact information.
Contact Us
Phone: (888) 315 1730
Email: [email protected]